Equality Screening Debt Management Policy

Equality Screening Debt Management Policy p3

Sexual orientation

2021 Census – Citizens aged 16+

NI Census 2021 MEA Borough (%)
Straight or heterosexual 91.04
Gay or Lesbian 0.86
Bisexual 0.56
Other Sexual orientation 0.13
Prefer not to say 4.21
Not stated 3.19

Men and women generally

2021 Census

  • The population of the Borough is 49% male and 51% female.

Disability

2021 Census

There are 138,994 residents within Mid and East Antrim and 25% live with a limiting long term health problem or disability.

However, the number of households affected by a resident or residents with a limiting long term health problem or disability totals 45% of the 58,283 households within the Borough.

Therefore, nearly half the number of households in Mid and East Antrim are affected by one of the 50,121 limiting long term health problems or disability recorded for the area.

Dependants

2021 Census

27.07% of MEABC households have 1 or more dependant children. This has fallen from 32.14% recorded in the 2011 census.

The age breakdown of the dependant children is as follows:

Age MEA Borough (%)
0-4 9.65
5-11 9.39
12-18 8.03

The majority of children within households with dependant children are aged between 0 and 4.

If you do not have enough data to tell you about potential or actual impacts you may need to conduct a pre-consultation to generate more data and to distinguish what groups are potentially affected by your policy.

Needs, experiences and priorities

Taking into account the information referred to above, what are the different needs, experiences and priorities of each of the following categories, in relation to the particular policy or decision? 

Specify details of the needs, experiences and priorities for each of the Section 75 categories below:

Section 75 category

Details needs, experiences and priorities

Religious belief

There are no specific needs or experiences related to religious belief, as the policy is administrative and applies consistently to all debtors regardless of religious background.

Political opinion

There are no specific needs or experiences related to political opinion.

This policy is administrative and applies consistently to all debtors regardless of political opinion.

Racial group

May have reduced access due to different language and would require information in different languages.

Age

May have reduced digital access or confidence and would require non digital access such as letters and telephone calls.

Flexible repayment in exceptional circumstances may support this group, particularly older individuals who may experience exceptional circumstances.

Marital status

There are no specific needs or experiences related to marital status.

This policy is administrative and applies consistently to all debtors regardless of marital status.

Sexual orientation

There are no specific needs or experiences related to sexual orientation.

This policy is administrative and applies consistently to all debtors regardless of sexual orientation.

Men and women generally

There are no specific needs or experiences related to gender.

This policy is administrative and applies consistently to all debtors regardless of gender.

Disability

May have reduced digital access and may require non digital access such as letters and telephone calls as well as accessible communications formats such as large print and easy read on request.

Flexible repayment in exceptional circumstances may support this group, who may be likely to experience exceptional circumstances.

Dependants

Flexible repayment in exceptional circumstances may support this group.

Part 2. Screening questions

Taking into account the evidence presented above, consider and comment on the likely impact on equality of opportunity and good relations for those affected by this policy, in any way, for each of the equality and good relations categories, and indicate the level of impact on the group i.e. minor, major or none.

1    What is the likely impact on equality of opportunity for those affected by this policy, for each of the Section 75 equality categories? Minor, major or none

Section 75 category

Details of policy impact

Indicate Level of impact for each category? 

Positive major

Positive minor

None

Negative major

Negative minor

Category: Religious belief

The policy does not differentiate between individuals on the basis of religion therefore, religious belief has no bearing on debt recovery processes.

None

Category: Political opinion

The policy applies consistently to all regardless of their political opinion and as such no differential impact is expected.

None

Category: Racial group

The policy allows for alternative language communications upon request

Positive minor

Category: Age

The policy does not rely solely on digital or online communication.

The Council continues to use telephone contact and postal correspondence when engaging with individuals regarding outstanding debts.

The policy allows for flexible repayment arrangements to be considered in exceptional circumstances.

This may include situations where older people face fixed or limited incomes.

Any such arrangements will be assessed on a case-by-case basis to ensure they are fair, proportionate and consistent with the Council’s duty to recover income.

Positive minor

Category: Marital status

The policy applies consistently to all regardless of their marital status and as such no differential impact is expected.

None

Category: Sexual orientation

The policy applies consistently to all regardless of their sexual orientation and as such no differential impact is expected.

None

Category: Men and women generally

The policy applies consistently to all regardless of their gender and as such no differential impact is expected.

None

Category: Disability

The policy does not rely solely on digital or online communication.

The Council continues to use telephone contact and postal correspondence when engaging with individuals regarding outstanding debts.

The policy allows for flexible repayment arrangements to be considered in exceptional circumstances.

This may include situations where disabled people face additional financial or practical challenges.

Any such arrangements will be assessed on a case-by-case basis to ensure they are fair, proportionate and consistent with the Council’s duty to recover income.

Alternative format of this policy are available upon request.

Positive minor

Category: Dependants

The policy includes the option of flexible repayment arrangements to be considered in exceptional circumstances that may support individuals with caring responsibilities.

Any such arrangements will be assessed on a case-by-case basis to ensure they are fair, proportionate and consistent with the Council’s duty to recover income.

Positive minor

2 Are there opportunities to better promote equality of opportunity for people within the Section 75 equalities categories?

Section 75 category

If Yes, provide details for each category

If No, provide reasons

Category: Religious Belief

 

This policy includes mitigations that address the communication and accessibility risks of differential impact.

Category: Political opinion

 

Category: Racial group

 

Category: Age

 

Category: Marital Status

 

Category: Sexual Orientation

 

Category: Men and women generally

 

Category: Disability

 

Category: Dependents

 

3    To what extent is the policy likely to impact on good relations between people of different religious belief, political opinion or racial group? Minor, major or none

Good relations category

Detail the policy impact for each category

Advise Level of impact for each category? 

Positive major

Positive minor

None

Negative major

Negative minor

Category: Religious belief

This policy does not relate to community identity, cultural expression, or issues that typically affect relationships between people of differing religious beliefs, political opinions, or racial backgrounds.

None

Category: Political opinion

None

Category: Racial group

None

4    Are there opportunities to better promote good relations between people of different religious belief, political opinion or racial group?

Good relations category

If Yes, provide details 

If No, provide reasons

Category:

Religious belief

 

The policy does not influence good relations; therefore, there are no further opportunities to better promote good relations.

Category:

Political Opinion

 

Category:

Racial Group

 

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